Terms of Service

Last updated: February 9, 2026

1. Agreement to Terms

By accessing or using PIE Finance's website and services at piefinance.ai (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

PIE Finance provides a suite of investment tools and analytics designed to help users build, manage, and optimize their investment portfolios. Our services include, but are not limited to:

  • Portfolio Builder - AI-powered portfolio construction
  • Stock Picker - Stock screening and analysis tools
  • Analytics - Portfolio performance analysis
  • Other investment-related tools and features

3. Investment Disclaimer

IMPORTANT: PIE Finance provides educational and informational content only. Our services do not constitute investment advice, financial advice, trading advice, or any other sort of advice.

You should not treat any of the content provided through our Service as a recommendation to buy, sell, or hold any investment. We are not licensed as investment advisors, and the information we provide should not be construed as personalized investment advice.

All investments carry risk. Past performance is not indicative of future results. You should always conduct your own research and consult with a qualified financial advisor before making any investment decisions.

4. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.

5. Acceptable Use

You agree not to use the Service to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Transmit any harmful, offensive, or illegal content
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Service
  • Use automated systems to access the Service without permission
  • Collect or harvest user data without consent
  • Use the Service for any commercial purpose without authorization

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of PIE Finance. The Service is protected by copyright, trademark, and other laws.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of PIE Finance.

7. User Content

You retain ownership of any content you submit to the Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content in connection with the Service.

8. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal information.

9. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

10. Limitation of Liability

To the maximum extent permitted by law, PIE Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

We shall not be liable for any investment losses or damages resulting from your use of our Service or reliance on any information provided through the Service.

11. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. PIE Finance makes no warranties, expressed or implied, regarding the Service, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any defects will be corrected.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Italy, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

14. Contact Us

If you have any questions about these Terms, please contact us: